Calculte Your Pension Requirements
How much? When? For how long? Stop the quesswork!
Get answers with PensionPlaner
PensionPlaner uses complex mathematics to calculate the most important figures concerning long term retirement plans. You enter the amounts that you plan to put aside and PensionPlaner tells you how much you'll have later.
Or vice versa: Enter what you think you'll need during retirement, and the software tells how much you have to save  and when  so you achieve your goal.
What it does
PensionPlaner simulates an account. Deposits and withdrawals can be regular, monthly events or one time transactions. Regular transactions can be automatically adjusted to compensate for the effect of inflation. Any credit in the account can collect interest.
Simply enter your numbers into the user interface and hit "update". PensionPlaner does all the calculations and displays the results graphically.
The three basic calculations
Perhaps PensionPlaners greatest asset is its flexibility. Simply put: You can process your numbers forwards and backwards.
At the click of a button you can:
a) Calculate when and how much you have to deposit.
b) Calculate how much you can withdraw.
c) Calculate how long your savings will last.
Example I
1) Enter how high you want your monthly withdrawals to be during retirement and how long you expect to be withdrawing. You can tell PensionPlaner to compensate for inflation  because 100 Dollars won't be worth in forty years, what they're worth today.
2) Enter your best guess of the average interest you expect to collect before and after you retire and the average inflation rate.
3) Enter how long you expect to be depositing.
4) PensionPlaner will tell you how high your monthly deposits have to be so your plan works out.
Example II
1) Enter how much money you will deposit today or on a regular monthly basis.
2) Enter your best guess of the average interest you expect to collect before and after you retire and the average inflation rate.
3) Enter how long you expect to be withdrawing
4) PensionPlaner tells you how much you can withdraw every month
Example III
1) Enter how much money you will deposit today or on a regular monthly basis.
2) Enter your best guess of the average interest you expect to collect before and after you retire and the average inflation rate.
c) Enter how high your monthly withdrawals will be during retirement.
d) PensionPlaner will tell you how long your money will last.
